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Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time —and never pay a penny more than you agree to on day one.

Choose 3, 6, or 12 monthly payments | For example, a $700 purchase might cost $64/mo over 12 months at 15% APR.

Buying with Affirm is simple

1. Fill your cart

When you’re done shopping,
select Affirm at checkout.

buying with affirm step one

2. Choose how to pay

Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.

affirm step two choose how to pay

3. Pay over time

Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

step 3 pay as you go

Just select affirm at checkout

Buy with confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be
done paying.


Affirm tells you up front the total amount you’ll pay. That number will never go up.


You choose the payment schedule that works for you.


Affirm won’t charge you late fees or penalties of any kind, ever.

Payment options offered by Affirm, are subject to an eligibility check, and may not be available in all states. Options depend on your purchase amount, and a down payment may be required. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law License 60DBO-111681


Can I pay off my purchase early?
Yes! There’s no penalty for paying early.

How do I make arrangements?
You can make or schedule payments at affirm.com or in the Affirm app for IOS or Android.

Does checking my eligibility affect my credit score?
No – checking your eligibility won’t affect your credit score.

Can I return an item bought with Affirm?
Yes – You can return an item you bought with Affirm by initiating the return process with The Outdoor Store.

Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile number from the U.S. or U.S. territories. This helps us verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?
You can visit their website at affirm.com